Underinsured

Underinsuredrefers to various degrees of beinginsuredfor some real risks anduninsuredfor others, at the same time.

Health care

Johns Hopkins UniversityprofessorVicente Navarrostated in 2003, "the problem does not end here, with theuninsured.An even larger problem is the underinsured "and" The most credible estimate of the number of people in the United States who have died because of lack of medical care was provided by a study carried out byHarvard Medical SchoolProfessors Himmelstein and Woolhandler (New England Journal of Medicine336, no. 11, 1997). They concluded that almost 100,000 people died in the United States each year because of lack of needed care—three times the number of people who died ofAIDS."

Auto insurance

In theauto insuranceindustry,underinsured motorist coverageis designed to protect motorists in the event that they have an accident with an at-fault underinsured motorist.